Mortgages at TMG
“There’s no place like home.”
Dorothy Gale, The Wizard of Oz
What’s a Mortgage?
A mortgage is basically a loan to buy a property. There are lots of things to consider when deciding on the best mortgage for you – it’s much more than simply getting the lowest rate available.
When you buy a house, there is so much more to factor in than just selecting the right mortgage (which is tricky enough). You will encounter various different people before you get to the point of picking up the keys to your nice new home. You’ll need to deal with solicitors, estate agents, surveyors, mortgage lenders, house valuers and insurance companies. Where do they all fit in? Which solicitor should you use? When do you instruct a survey? These are just some of the issues you will need to address which can be very overwhelming. It’s like trying to put the pieces of a jigsaw puzzle together without the picture on the box.
This is where we as a mortgage broker come into our own. It’s what we do. We don’t just ‘sort your mortgage out’ and leave you to it. We help you make sense of the process and hold your hand throughout the journey to make everything go as smoothly as possible.
There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding but estimate this to be £450.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We’ll Walk You Through
We’ll Help You on Your Journey
The Chinese philosopher Lao Tzu is credited as saying “The journey of a thousand miles begins with one step.” He probably wasn’t talking about buying a house in the UK in the 21st century, but he’s got a point. It’s all about making the first step and your journey to buying your first home (or second or third) is no different. Even if you aren’t moving house but just want to renew your current mortgage deal, or borrow more money for something like home improvements isn’t so straightforward.
Like most people, you are quite possibly wondering what that first step should be and will probably have lots of questions and concerns about what to expect as you start the house-buying process, which is where we come in. We don’t just help you with the first step but will be with you right up to the day you pick up your keys. In fact, we believe in building lasting relationships and many of our clients keep coming back to us.